Why Jewelry and Diamond Appraisals Matter and Where to Get One in NYC
If you own fine jewelry, luxury watches, or diamonds, there will come a time when you need to know exactly what they’re worth. Whether it’s for insurance purposes, resale, estate planning, or simply peace of mind, a professional appraisal provides clarity and confidence. At Buyers of New York, our certified gemologists provide expert evaluations with detailed documentation you can trust. Each report is created using professional-grade equipment and current market data so you always know the true value of your items.
Types of Jewelry Appraisals
There isn’t a one-size-fits-all approach to jewelry appraisals. The right type of report depends on your specific goals. Here’s a look at the different appraisal services we offer:
Insurance Appraisal
An insurance appraisal determines the retail replacement value of your item. It reflects what it would cost to replace your jewelry with a comparable piece in today’s market. This type of appraisal is often required by insurers and is generally valid for three to five years before an update is needed to reflect current pricing.
Wholesale Appraisal
This report provides the estimated value of your item in a wholesale or trade environment, such as New York’s Diamond District. It reflects what a dealer might pay under current market conditions. This appraisal is helpful for sellers or traders operating in wholesale channels.
Estate or Fair Market Appraisal
Estate appraisals determine what your item would sell for in its current condition within the existing market. These are often used for legal or tax purposes, including inheritance settlements, divorce proceedings, or when liquidating assets.
Diamond and Gemstone Evaluation Services
We also offer in-depth gemological analysis for diamonds and colored stones. These reports go beyond basic appraisals and are ideal for verification, resale, or personal records.
Gemstone Identification Report
This includes a thorough review of the gemstone species, quality, dimensions, and weight, along with a high-resolution image for verification.
Gemstone Identification with Origin
In addition to standard gemstone details, this report includes the geographic origin of the gem when determinable. Knowing whether your stone came from Burma, Sri Lanka, or another region can influence value and authenticity.
Diamond Grading Report
A full diamond grading report includes detailed information about the cut, color, clarity, and carat weight. It also maps internal characteristics to help with identification and valuation.
Pearl Grading Report
Pearls are evaluated on criteria such as luster, overtone, and surface quality. Our reports follow accepted grading systems specific to South Sea, Akoya, and freshwater pearls.
Sarin Report
This precision-based report includes exact measurements of facets, depth, angles, and proportions. It is used when recutting a diamond or creating a custom setting.
Treatment Detection
We identify whether a gemstone has been artificially treated to enhance color or clarity. Untreated stones are rarer and often more valuable, so this test is essential when assessing true market value.
Natural vs Synthetic Verification
Advanced testing allows us to determine whether your stone is natural or lab-created. With many synthetic gems now chemically identical to their natural counterparts, this type of verification is more important than ever.
Items We Appraise
We provide appraisals for a wide range of valuables, including engagement rings, wedding bands, estate jewelry, and luxury watches. Our services cover:
- Fine jewelry including rings, earrings, necklaces, pendants, and bracelets
- Luxury timepieces such as Rolex, Patek Philippe, Omega, Breitling, and others
- Loose and mounted diamonds as well as signed pieces
- Pearls including Akoya, South Sea, and freshwater varieties
Final Thoughts
Getting a professional appraisal ensures you understand the real worth of your jewelry or gemstones. Whether you’re protecting your investment, preparing to sell, or settling an estate, an accurate report gives you the insight you need. At Buyers of New York, our experts are here to help you every step of the way with clear, honest, and reliable appraisals you can count on.
